Daily Rabble
Saturday, November 20, 2010
Dog Appeasing Pheromone
Reduces or prevents stress related behaviorCalms dogs during thunderstorms, fireworks, visits by strangers, or moving to a new homeHelps puppies adapt to new environmentsCoverage Area: 500-700 sq. ft. 50-70m One vial lasts approximately four weeksFemale dogs secrete pheromones that comfort and reassure their nursing puppies. These "appeasement" pheromones have the same calming effect on adult dogs. DAP. mimics these appeasement pheromones to reduce or eliminate stress in dogs of all ages.
AT&T Prepaid Wireless is a deal!
Headquartered in Atlanta, AT&T GoPhone offers one of the more flexible prepaid plans of the major providers. They take full advantage of their national network and provide a comprehensive prepaid service.
Plans: AT&T's Pay As You Go is a traditional prepaid service with three tiers. The first is 25 cents per minute. The second is 10 cents per minute, but requires a 1 dollar per day access fee, which is charged only on days the phone is used. Customers with this plan can enjoy unlimited mobile to mobile minutes, and can add unlimited nights and weekends for $19.99 per month. The final tier is unlimited calling, which costs $60 per month and includes unlimited minutes and text messaging. AT&T also continues to offer an unlimited talk plan for 3 dollars per day, on days the phone is used.
Customer Service: AT&T GoPhone offers customer service via a toll-free number or e-mail.
Credit Check: None
Contract: None
Payment Options: GoPhone offers nearly every payment option available. A credit card, debit card, or electronic check can be used on the website. Credit cards can be used to fund the account right from the phone (by dialing 611) or from a landline (toll free number). Cash, debit, credit, and check can be processed at an authorized AT&T dealer.
Text and Picture Messaging: Text messages are 20 cents each, to both send and receive. Bulk plans are available: $4.99 for 200 messages, $9.99 for 1,000 messages, or $19.99 for unlimited messages. Picture messages cost 25 cents each.
Data Plans: AT&T's data plan, MediaNet, is available with compatible phones. This is available in two tiers, $4.99 for 1MB of data, and $19.99 for 100MB of data, and can be used a la carte for 1 cent per KB.
Downloadables: AT&T GoPhone offers downloads to all of their prepaid subscribers. Ringtones, wallpaper, games, and graphics begin at $1.99.
International Calling: The WorldConnect Package is offered to AT&T subscribers for $3.99 per month. This is beneficial for those who frequently call internationally, as it lowers the pe-minute rate. For individual international calls, the rates start at 10 cents per minute. Check the website for details. International text messaging is also offered for 20 cents per outgoing message and five cents per incoming message.
Roaming Charges: AT&T offers its nationwide network to prepaid customers, so no roaming charges will be incurred with this service.
Calling Features: All basic call features are included: caller ID, call waiting, 3 way calling, voicemail, and call forwarding.
Activation Fee: None
Nationwide Long Distance: All calls made within AT&T's network are billed at the same rate. There are no extra long distance charges.
411 Calls: Directory assistance is available for $1.79 per call, plus airtime.
Earliest Minute Expiration: If you fail to purchase new minutes with AT&T's Pay as You Go, the expiration rate will vary. A 15 dollar card will expire after 30 days, a 25, 50, or 75 dollar card will expire after 90 days, and a hundred dollar card will stay active for a year. However, when new minutes are purchased, all minutes on that account are good until the latest possible expiration date.
911 Calls: Yes
Phones: Phones for AT&T GoPhone plans begin at $9.99. Many of them are refurbished models and are offered at a large discount. Nearly 100 phones are currently available, and more are always being added.
Some Available Cell Models:
Nokia 2600 (pictured)
Samsung A137
Sony Ericsson w350
LG CP150
Sony Ericsson z310a
Motorola RAZR V3
LG CU405
Plans: AT&T's Pay As You Go is a traditional prepaid service with three tiers. The first is 25 cents per minute. The second is 10 cents per minute, but requires a 1 dollar per day access fee, which is charged only on days the phone is used. Customers with this plan can enjoy unlimited mobile to mobile minutes, and can add unlimited nights and weekends for $19.99 per month. The final tier is unlimited calling, which costs $60 per month and includes unlimited minutes and text messaging. AT&T also continues to offer an unlimited talk plan for 3 dollars per day, on days the phone is used.
Customer Service: AT&T GoPhone offers customer service via a toll-free number or e-mail.
Credit Check: None
Contract: None
Payment Options: GoPhone offers nearly every payment option available. A credit card, debit card, or electronic check can be used on the website. Credit cards can be used to fund the account right from the phone (by dialing 611) or from a landline (toll free number). Cash, debit, credit, and check can be processed at an authorized AT&T dealer.
Text and Picture Messaging: Text messages are 20 cents each, to both send and receive. Bulk plans are available: $4.99 for 200 messages, $9.99 for 1,000 messages, or $19.99 for unlimited messages. Picture messages cost 25 cents each.
Data Plans: AT&T's data plan, MediaNet, is available with compatible phones. This is available in two tiers, $4.99 for 1MB of data, and $19.99 for 100MB of data, and can be used a la carte for 1 cent per KB.
Downloadables: AT&T GoPhone offers downloads to all of their prepaid subscribers. Ringtones, wallpaper, games, and graphics begin at $1.99.
International Calling: The WorldConnect Package is offered to AT&T subscribers for $3.99 per month. This is beneficial for those who frequently call internationally, as it lowers the pe-minute rate. For individual international calls, the rates start at 10 cents per minute. Check the website for details. International text messaging is also offered for 20 cents per outgoing message and five cents per incoming message.
Roaming Charges: AT&T offers its nationwide network to prepaid customers, so no roaming charges will be incurred with this service.
Calling Features: All basic call features are included: caller ID, call waiting, 3 way calling, voicemail, and call forwarding.
Activation Fee: None
Nationwide Long Distance: All calls made within AT&T's network are billed at the same rate. There are no extra long distance charges.
411 Calls: Directory assistance is available for $1.79 per call, plus airtime.
Earliest Minute Expiration: If you fail to purchase new minutes with AT&T's Pay as You Go, the expiration rate will vary. A 15 dollar card will expire after 30 days, a 25, 50, or 75 dollar card will expire after 90 days, and a hundred dollar card will stay active for a year. However, when new minutes are purchased, all minutes on that account are good until the latest possible expiration date.
911 Calls: Yes
Phones: Phones for AT&T GoPhone plans begin at $9.99. Many of them are refurbished models and are offered at a large discount. Nearly 100 phones are currently available, and more are always being added.
Some Available Cell Models:
Nokia 2600 (pictured)
Samsung A137
Sony Ericsson w350
LG CP150
Sony Ericsson z310a
Motorola RAZR V3
LG CU405
Sunday, November 14, 2010
Acid reflux disease diet
An acid reflux disease diet can help control the occurrence of acid reflux and decrease the risk of heartburn for gastroesophageal reflux disease (GERD) sufferers. Following a controlled diet is a matter of determining which foods trigger symptoms, and which foods are safe to eat.
Creating a two-week food diary, where you make a record of all the foods you ingest and the symptoms that follow, is the best way to discover the foods to eliminate. After two weeks, you should then present your food diary to your doctor or dietician so he/she can help create a diet plan that is beneficial for you.
Although it is in your best interest to create a food diary, the following are 7 food categories and the related foods you should avoid, or are considered safe to eat in each. The seven categories are:
1. Dairy
2. Meat
3. Grains
4. Vegetables and Fruit
5. Fats and oil
6. Sweets and snacks
7. Beverages
By knowing what you should and shouldn't eat within each food category is how you create an acid reflux disease diet that effectively relieves symptoms by stopping them before they start.
Foods you should avoid
The following foods should be eliminated or dramatically limited in an acid reflux disease diet, as ingesting them, even in small quantities, can aggravate symptoms and lead to recurring heartburn.
Dairy - Cottage cheese, sour cream, ice cream and ice cream related products (I.E. milk shakes, floats, etc.)
Meat - Buffalo wings, chicken nuggets, ground beef, and marbled steak
Grains - Pasta with marinara sauce, macaroni and cheese
Vegetables & Fruit - Vegetables: raw onion, French fires, mashed potatoes. Fruits: Citrus fruits and juices which include lemon, lime, lemonade, orange, orange juice, grapefruit and grapefruit juice, cranberry juice, tomato and tomato juice.
Fats and oil - Oily or creamy salad dressings, and essentially all fried or fatty processed Foods.
Sweets and Snacks - Chocolate, doughnuts, butter cookies, brownies, corn chips, and potato chips.
Beverages - Alcohol, regular or decaffeinated coffee and tea, high-sugared drinks such as soda.
Foods considered safe
The following foods are considered safe to eat and shouldn't aggravate your GERD symptoms; therefore, they can become a regular part of your acid reflux disease diet.
Dairy - Fat-free cream cheese, feta or goat cheese, low-fat soy cheese.
Meat - Extra lean ground beef, London broiled steak, skinless chicken breast, egg whites, imitation eggs, and fish without additional fat.
Grains - Whole grain or white bread, corn bread, oatmeal, bran cereal, white or brown rice
Vegetables & Fruit - Vegetables: broccoli, carrots, cabbage, peas, green beans, and baked potato.
Fruits: banana, fresh or dried apple, apple juice.
Fats and oil - low fat salad dressing
Sweets and Snacks - Pretzels, baked potato chips, graham crackers, rice cakes, fat free cookies, red liquorice, and jelly beans
Beverages - Water
Occasional treats
Last, but not least, the following is a brief list of foods you can occasionally enjoy in your acid reflux disease diet, but should be consumed with discretion and in moderation as they can aggravate symptoms:
Dairy - Yogurt, cheddar or mozzarella cheese
Meat -fired eggs, fried fish, hot dog, ham and tuna salad.
Grains - Granola cereal and muffin.
Vegetables & Fruit - Vegetables: garlic, leeks, and green onions. Fruits: low-acid orange juice, dried cranberries, strawberries, raspberries and blueberries.
Fats and oil - ketchup
Sweets and Snacks - low-fat cookies
Beverages - non-alcoholic drinks and carbonated drinks
Finally, keep in mind that the above food lists are only general guidelines. Some of the foods considered safe to eat for one heartburn sufferer may not be the same for another. Therefore, make sure you keep a food diary to determine what the best acid reflux disease diet is for you, so you can effectively treat and prevent your symptoms.
Creating a two-week food diary, where you make a record of all the foods you ingest and the symptoms that follow, is the best way to discover the foods to eliminate. After two weeks, you should then present your food diary to your doctor or dietician so he/she can help create a diet plan that is beneficial for you.
Although it is in your best interest to create a food diary, the following are 7 food categories and the related foods you should avoid, or are considered safe to eat in each. The seven categories are:
1. Dairy
2. Meat
3. Grains
4. Vegetables and Fruit
5. Fats and oil
6. Sweets and snacks
7. Beverages
By knowing what you should and shouldn't eat within each food category is how you create an acid reflux disease diet that effectively relieves symptoms by stopping them before they start.
Foods you should avoid
The following foods should be eliminated or dramatically limited in an acid reflux disease diet, as ingesting them, even in small quantities, can aggravate symptoms and lead to recurring heartburn.
Dairy - Cottage cheese, sour cream, ice cream and ice cream related products (I.E. milk shakes, floats, etc.)
Meat - Buffalo wings, chicken nuggets, ground beef, and marbled steak
Grains - Pasta with marinara sauce, macaroni and cheese
Vegetables & Fruit - Vegetables: raw onion, French fires, mashed potatoes. Fruits: Citrus fruits and juices which include lemon, lime, lemonade, orange, orange juice, grapefruit and grapefruit juice, cranberry juice, tomato and tomato juice.
Fats and oil - Oily or creamy salad dressings, and essentially all fried or fatty processed Foods.
Sweets and Snacks - Chocolate, doughnuts, butter cookies, brownies, corn chips, and potato chips.
Beverages - Alcohol, regular or decaffeinated coffee and tea, high-sugared drinks such as soda.
Foods considered safe
The following foods are considered safe to eat and shouldn't aggravate your GERD symptoms; therefore, they can become a regular part of your acid reflux disease diet.
Dairy - Fat-free cream cheese, feta or goat cheese, low-fat soy cheese.
Meat - Extra lean ground beef, London broiled steak, skinless chicken breast, egg whites, imitation eggs, and fish without additional fat.
Grains - Whole grain or white bread, corn bread, oatmeal, bran cereal, white or brown rice
Vegetables & Fruit - Vegetables: broccoli, carrots, cabbage, peas, green beans, and baked potato.
Fruits: banana, fresh or dried apple, apple juice.
Fats and oil - low fat salad dressing
Sweets and Snacks - Pretzels, baked potato chips, graham crackers, rice cakes, fat free cookies, red liquorice, and jelly beans
Beverages - Water
Occasional treats
Last, but not least, the following is a brief list of foods you can occasionally enjoy in your acid reflux disease diet, but should be consumed with discretion and in moderation as they can aggravate symptoms:
Dairy - Yogurt, cheddar or mozzarella cheese
Meat -fired eggs, fried fish, hot dog, ham and tuna salad.
Grains - Granola cereal and muffin.
Vegetables & Fruit - Vegetables: garlic, leeks, and green onions. Fruits: low-acid orange juice, dried cranberries, strawberries, raspberries and blueberries.
Fats and oil - ketchup
Sweets and Snacks - low-fat cookies
Beverages - non-alcoholic drinks and carbonated drinks
Finally, keep in mind that the above food lists are only general guidelines. Some of the foods considered safe to eat for one heartburn sufferer may not be the same for another. Therefore, make sure you keep a food diary to determine what the best acid reflux disease diet is for you, so you can effectively treat and prevent your symptoms.
American Singles
Dating American Singles
Are you single and looking to connect with other singles in your hometown? If you have little time to meet others on your own or if you would like a little extra help when it comes to finding interesting singles in your area, DatingAmericanSingles.org can help you find them.
DatingAmericanSingles.org is a professional dating service that specializes in making sure singles find true love and have a great time while looking. Our staff is trained and serious about making sure you find what you are looking for!
Adverse credit remortgage
The adverse credit remortgage – What is it? Who is it for? Why take one out? All are good questions with even better answers for home owners with bad credit.
There is a new facility available to all property owners who might be struggling to make ends meet every month. It is called ‘Loan Modification’ and it can be the magic potion that you need right now to lift your spirits and begin your life again.
The economy has taken a beating and so have house owners who have found themselves on the backlash of every economical crisis that has hit over the last few years. Why would it be fair for you to lose your home on the back of bad decision making by the banks?
You are right it is not, so ‘Loan Modification’ is probably a good idea in your current position. It is easy to apply for one of the fore mentioned loans, all you have to do is make contact with a couple of loan modification companies and see exactly how they can help you.
So if someone told you that the following is possible by modifying your mortgage?
advantage of.
By searching out and applying with as many adverse credit remortgage or loan modification companies as you can, and getting an idea of how they can help you should soon be on the way to getting some much needed help.
If you have a job, have a mortgage and can prove an ability to keep up with payments, then you will have a successful application. A great tip is to try and get a second part-time job, and figure out all you monthly outgoings beforehand. That way you are armed and prepared to move forward quickly, the second job gives an added impotence to your commitment to pay your bills.
Don’t Wait For Foreclosure To Happen!
If you are sitting on pins at the moment thinking about the possibility of losing your home to foreclosure, then please relax for a moment. It is hard but the following might make interesting reading for you.There is a new facility available to all property owners who might be struggling to make ends meet every month. It is called ‘Loan Modification’ and it can be the magic potion that you need right now to lift your spirits and begin your life again.
The economy has taken a beating and so have house owners who have found themselves on the backlash of every economical crisis that has hit over the last few years. Why would it be fair for you to lose your home on the back of bad decision making by the banks?
You are right it is not, so ‘Loan Modification’ is probably a good idea in your current position. It is easy to apply for one of the fore mentioned loans, all you have to do is make contact with a couple of loan modification companies and see exactly how they can help you.
What To Expect When You Enquire?
Regardless of whether you are enquiring about an adverse credit remortgage or enquiring to lower your monthly payments, you will be a benefactor of some new rulings that have been put in place to help you the homeowner.So if someone told you that the following is possible by modifying your mortgage?
- Lower monthly payments spread over a longer period of time.
- The possibility of a reduced mortgage if your house is not worth what your current mortgage assumes.
- Lower interest rates
- Greater stability and increased security
- Getting rid of the stigma of foreclosure
- Consolidated debts with the possibility of waived late payment fees.
- No Credit Checks
- Low fees for the service.
advantage of.
By searching out and applying with as many adverse credit remortgage or loan modification companies as you can, and getting an idea of how they can help you should soon be on the way to getting some much needed help.
If you have a job, have a mortgage and can prove an ability to keep up with payments, then you will have a successful application. A great tip is to try and get a second part-time job, and figure out all you monthly outgoings beforehand. That way you are armed and prepared to move forward quickly, the second job gives an added impotence to your commitment to pay your bills.
An adverse credit remortgage is a home mortgage which has been specifically developed for those people with bad credit. It is usually obtained to pay an existing mortgage in full, but in addition may be utilized to get funds for other purposes, such as to make repairs, or to enhance one’s equity in the home. The banks that will assist those with bad or adverse credit usually do not provide adverse credit remortgage terms which are equal to those terms that they offer on normal remortgages, something of which you need to be cognizant.
A remortgage is considered to be a second home loan which is obtained from a new lender, utilizing the same property as collateral, which differentiates it from a customary refinance, which may just involve the restructuring of terms with the present lender. In obtaining a remortgage, the borrower is generally required to pay the original loan in full. Because the property frequently has appreciated, the borrower may take out additional cash which could be repaid right away, be used to perform improvements, or be utilized for various other purposes, dependent upon need. Adverse credit is a descriptive phrase for people with a blemished credit history. Borrowers with bad credit will frequently have to accept mortgage loans with terms which are quite restrictive.
Obtaining an adverse credit remortgage would permit the payment in full of the old mortgage carrying the bad terms, and give them a home loan with a reduced interest rate along with other advantages. As the mortgage is repaid, there will be an improvement in their credit record, which in turn will give them potential access to consumer credit in general.
Adverse credit remortgages will typically carry a higher rate of interest than a normal remortgage products, due to the increased risk which the lender is accepting. But the advantages may include obtaining a fixed rate of interest, which will decrease the monthly payment, or satisfying a mortgage with negative amortization prior to the due date of a balloon payment. Further, borrowers may benefit from adverse credit remortgages which provide funding to accomplish improvements which may enhance the value of the property.
During the process of applying for an adverse credit remortgage, borrowers must be prepared for an inspection of their home, wherein an assessment is made of its current value and its actual condition. They will also be required to accumulate various financial documentation for the lender’s assessment of their loan request during the approval process.
It must also be noted that the processing of the request may take a month or longer, and should the property owner have skipped payments or be in foreclosure proceedings, the lender may not be in a position to negotiate an adverse credit remortgage.
A remortgage is considered to be a second home loan which is obtained from a new lender, utilizing the same property as collateral, which differentiates it from a customary refinance, which may just involve the restructuring of terms with the present lender. In obtaining a remortgage, the borrower is generally required to pay the original loan in full. Because the property frequently has appreciated, the borrower may take out additional cash which could be repaid right away, be used to perform improvements, or be utilized for various other purposes, dependent upon need. Adverse credit is a descriptive phrase for people with a blemished credit history. Borrowers with bad credit will frequently have to accept mortgage loans with terms which are quite restrictive.
Obtaining an adverse credit remortgage would permit the payment in full of the old mortgage carrying the bad terms, and give them a home loan with a reduced interest rate along with other advantages. As the mortgage is repaid, there will be an improvement in their credit record, which in turn will give them potential access to consumer credit in general.
Adverse credit remortgages will typically carry a higher rate of interest than a normal remortgage products, due to the increased risk which the lender is accepting. But the advantages may include obtaining a fixed rate of interest, which will decrease the monthly payment, or satisfying a mortgage with negative amortization prior to the due date of a balloon payment. Further, borrowers may benefit from adverse credit remortgages which provide funding to accomplish improvements which may enhance the value of the property.
During the process of applying for an adverse credit remortgage, borrowers must be prepared for an inspection of their home, wherein an assessment is made of its current value and its actual condition. They will also be required to accumulate various financial documentation for the lender’s assessment of their loan request during the approval process.
It must also be noted that the processing of the request may take a month or longer, and should the property owner have skipped payments or be in foreclosure proceedings, the lender may not be in a position to negotiate an adverse credit remortgage.
What do you do to remortgage when you have bad credit? The adverse credit remortgage is just what you are looking for. Adverse credit remortgages are structured to accommodate people with problems in their credit history. While numerous lenders may decline to become involved with those having bad credit, others will employ the adverse credit remortgage as a means of assisting people in this situation.
It could be difficult to locate the proper lender, but with the advent of the Internet, you have a convenient tool to assist in the search of financial providers which are amenable to aiding those who have low credit ratings. Of course, you need to research the lender and take advantage of remortgage calculators to properly evaluate the expenses you would incur versus the anticipated benefits.
So, how does an adverse credit remortgage positively impact your credit score? Your credit is enhanced by changing to a new lender, which allows your old lender to be paid in full and closes your account there. You can then begin anew with the new lender. Since rates of interest are presently low, it is likely that you can obtain a reduced rate on the adverse credit remortgage, which in turn will create a payment lower than what was required on your old mortgage.
An additional measure to reduce the monthly payment is to extend the life of the mortgage. Should your existing mortgage have been for a thirty year term originally and you have been paying for twelve years, you will have reduced the principal balance. Now, should your remortgage be for a term of thirty years, the reduced principal, being amortized for the longer term, will carry a payment which is not as high. The reduced payment should assist in your being able to make it when due, which, over time, will result in a better credit rating. So, should you be dealing with a bad credit rating, you need to consider an adverse credit remortgage as a means of re-establishing a solid financial foundation.
It could be difficult to locate the proper lender, but with the advent of the Internet, you have a convenient tool to assist in the search of financial providers which are amenable to aiding those who have low credit ratings. Of course, you need to research the lender and take advantage of remortgage calculators to properly evaluate the expenses you would incur versus the anticipated benefits.
So, how does an adverse credit remortgage positively impact your credit score? Your credit is enhanced by changing to a new lender, which allows your old lender to be paid in full and closes your account there. You can then begin anew with the new lender. Since rates of interest are presently low, it is likely that you can obtain a reduced rate on the adverse credit remortgage, which in turn will create a payment lower than what was required on your old mortgage.
An additional measure to reduce the monthly payment is to extend the life of the mortgage. Should your existing mortgage have been for a thirty year term originally and you have been paying for twelve years, you will have reduced the principal balance. Now, should your remortgage be for a term of thirty years, the reduced principal, being amortized for the longer term, will carry a payment which is not as high. The reduced payment should assist in your being able to make it when due, which, over time, will result in a better credit rating. So, should you be dealing with a bad credit rating, you need to consider an adverse credit remortgage as a means of re-establishing a solid financial foundation.
AT&T Prepaid Wireless
I just bought AT&T Prepaid Wireless for the first time and I've been enjoying it greatly... much better than my Verizon service by far. Definitely a go for anyone that is tired of fees and surprise charges on their bill.
Superman movies on Comcast
Just been watching the Superman movies on Comcast On Demand... most awesome - they have all 4 available. It's a good time watching movies that I did when i was little and I suggest you check it out.
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